1. Legal Requirements & Basics In Singapore, having car insurance is a legal requirement. Every motor vehicle used on public roads must carry at least third-party coverage. This protects against liability claims if you cause an accident involving injury or property damage to others. 2. The Three Main Types of Car Insurance a) Third-Party Only (TPO) The most basic and affordable coverage. Protects against third-party property damage, injury or death, and legal costs. Does not cover your own car’s damages, nor events like fire or theft. Best suited for drivers on a tight budget or those with older cars. b)...